Paying for College

Stafford Federal Student Loans:

You've made a great first step on the path to financing your education with a Stafford Student Loan. Federal student loans are some of the most affordable loans available to students and families, with interest rates lower than most other forms of financing and deferred payments (principal and interest) until after graduation. Stafford federal student loans can also be consolidated after graduation, making them even more affordable.

The big question on everyones mind is, "How much can I receive in Stafford Loans?". As most people now know, Stafford Loans are need based loans that are awarded by your schools Financial Aid Office. In order to be eligible for the Stafford Loan a student must complete the Fafsa. Once you have completed your Fafsa you will receive a Financial Aid Award Letter from your school stating what...

Other Loan resources below:

Please EMAIL if you know of other links that have been successful with granting loans for students. anthonysanders1966@sbcglobal.net

Helpful Links
Sallie Mae Loans: Click Here


The Planning Stage: Click Here

The Payment Stage: Click Here

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Plenty of Student Loan Options

There are Plenty of Student Loan Options for Those Who Know Where to Look
If you haven’t already filled out a Free Application for Federal Student Aid (FAFSA), you should go to the federal department of education’s website today and get started. The FAFSA will ask a series of detailed questions about your own income, that of your parents, your tax status, age, and the degree you plan to get. That information will then be used by the government to determine your eligibility for federal loans. The most common type of federal student loan is the Stafford Loan. Money for a Stafford Loan will be paid either by private lenders in cooperation with your school and the government, or by the government itself if you attend a “direct lending” school. There are two varieties of Stafford Loans. In the case of subsidized loans, the federal government pays the interest until you are out of school. You must pay the interest on unsubsidized loans, which are available to anyone who fills out FAFSA, but the interest is capped at a lower rate than it would be for a private lender. Depending on how many years you’ve been in school and what degree you seek, you will be limited to different maximum Stafford Loan amounts. Perkins Loans, also disbursed by the federal government, are given to students with “exceptional” financial need, and are governed by different rules than Stafford Loans.

To request more information on financial aid for college, click here.

Home Buyers Assistance

NACA provides everyone with one mortgage product which is the best one available anywhere. NACA is unique in that we counsel everyone into this one incredible product which makes homeownership affordable. The counseling is “Character Based” and not based on credit scores and ratios. We evaluate every person for their particular circumstances and determine whether they are ready for homeownership and what they can realistically afford. We are committed to working with people who do not have access to affordable credit. The vast majority of NACA Members are low- to moderate-income, first-time homeowners and have neither perfect credit nor substantial savings. It may not be immediate but if you stay with NACA you will become a homeowner.

NACA has over $10 Billion in mortgages to provide capital to working families to purchase homes on terms better than any others. NACA provides free personalized extensive counseling to homebuyers to address their particular credit and financial issues and help them determine their best home purchase options. The NACA Mortgage Consultant assists people throughout the home purchase process and once they become a homeowner, NACA will be there for as long as they have a mortgage through NACA. NACA also educates people on real estate issues, the home buying process, and homeownership. Then, NACA provides them with 30 year fixed rate mortgages at one-percent below market rates, that require no down payment, no closing costs, no application fees, no private mortgage insurance, and no requirement for perfect credit. NACA has made the dream of homeownership a reality for thousands of low to moderate income families, by counseling borrowers honestly and engaging in home-purchase and refinancing lending practices in the subprime market that are far better than those provided even in the prime market.

The NACA homeownership program is our answer to the huge sub-prime and predatory lending industry. NACA has conclusively shown that when working people get the benefit of a prime rate loan, they can resolve their financial problems, make their mortgage payments and become prime borrowers. NACA’s track record of helping homeowners with credit problems become homeowners or refinance out of a predatory loan debunks the myth that high rates and fees are necessary to compensate for their “credit risk.” The NACA Program features:

No Down Payment
No closing costs
No points
No fees
No yield spread premium
No pre-payment penalty
No balloon payment
No required credit life or other unnecessary and overpriced insurance
Property Types: one to four family, condos and co-ops
Property condition: existing, new construction, renovations or manufactured

Happy Easter

Jesus Christ is more than a system, tradition, or belief. He is a Person who knows our needs, feels our pain, and sympathizes with our weakness. In exchange for our trust, He offers to forgive our sins, to intercede for us, and to bring us to His Father. He cried for us, died for us, and rose from the dead to show that He was all He claimed to be. Conquering death, He showed us that He can save us from our sins, live His life through us on earth, and then bring us safely to heaven. He offers Himself as a gift to anyone who will trust Him ( John 20:24-31).